Planner

Dipperfield

Your 2026 inputs

Six sections. The answer updates as you type; every figure comes from these inputs and the 2026 tables.
  1. HouseholdNot started
  2. AccountsNot started
  3. Income and spendingNot started
  4. Target linesOptional
  5. Conversion and orderNot started
  6. State detailsNot started

Household

Who files, and where you live on December 31.

Sets your age, your RMD start and the 65+ deduction.

Accounts

Balances today. Traditional IRA and 401(k) balances on last December 31 set this year’s RMD.

$
$
What you paid for the holdings; sales realize gain in proportion.
$
$
Sets this year’s required minimum distribution.
$
Counts toward the RMD and is left out of income. 0 if none.
$
$

Income and spending

What arrives this year whatever you withdraw, and what you plan to spend after tax.

$
$
$
$
$
$
$
$
What you need to spend in 2026, after tax.
$
0 uses the standard deduction.
$

Target lines, highest priority first

Draws stay under every line while they can. When money runs short, the lowest line on this list is the first one crossed.

No lines yet. With none, withdrawals follow your fill order with no line to stay under.

Conversion and order

Which account pays for spending first, and whether to convert traditional savings to Roth this year.

State details

Details some states ask about. Choose your state in Household first.

$
$

Your answer

Nothing to work out yet. Fill in Household, Accounts, and Income and spending; the answer appears here and changes as you type.

Target lines are optional. With none, withdrawals follow your fill order with no line to stay under.

Calculations from your inputs, 2026 federal rules and the latest published state tables. Not tax, legal or investment advice.

Free run. Inputs stay in this browser; nothing is sent to a server.Calculations from your inputs, 2026 federal rules and the latest published state tables. Not tax, legal or investment advice.